A New Chapter
Since our initial public listing in 2014, our key strategic goal has always been to be an active leader in the consolidation of the payments industry in Europe. Last week’s announcement marks a major step towards this goal with the finalization of the transformational transaction between Worldline and Equens. Concretely, this translates into the creation of equensWorldline inside our Financial Processing & Software Licensing Global Business Line and the integration of PaySquare in our Merchant Services & Terminals Global Business Line. Furthermore, the Worldline Group has also enhanced its Commercial Acquiring offering in the Global Business Line Merchant Services & Terminals with a partnership with Komerční Banka (KB), one of the leading banks in the Czech Republic.
equensWorldline: Your Cross-Border European Payments Expert
The merger between Equens and Worldline’s Financial Processing activities, which created equensWorldline, has several objectives: to enhance and to expand Worldline’s payments activities and to ease our customers’ strategic digital transformation.
By bringing together our solutions, our grasp of regulatory constraints and our industrial strength, Worldline has added impressive expertise in non-card payments to its traditional strengths in card transactions and innovative e-commerce and mobile payments, providing best-in-class services across the board of processing and software services.Building on top of these strengths, equensWorldline offers Europe’s most comprehensive payment services, with unrivalled geographical scope. Occupying a leading position along the whole financial processing value chain, equensWorldline is ideally positioned to address the strategic challenges of our clients in the payments industry.
Ready to meet the market’s current needs and to develop innovative services for its customers, equensWorldline is also a leader in ACH (Automated Clearing House) and a digital expert. In particular, equensWorldline develops innovations for digital identification, instant payment, contactless payment, and more generally in m-payment for banks. With its innovative mindset and its expertise in digital and non-card payments, equensWorldline adds a real complementarity to Worldline’s already existing offers.
Enhanced Merchant Services
Worldline’s Merchant Services & Terminals (MS&T) Global Business Line covers the full retail value chain, online and in-store, through a complete approach. With the partnership with Komerční Banka (KB), Worldline enhanced its MS&T offering. Today, this partnership enables Worldline to provide Commercial Acquiring and Payments Processing services to Czech merchants under the “KB SmartPay” brand. A true digital journey is therefore provided to retailers and their customers. This approach facilitates consumer engagement via seamless services, on any device, with payment at the heart of the shopping experience.
With the acquisition of PaySquare, Equens’ Commercial Acquiring subsidiary, Worldline not only continues towards its ambition to consolidate the European payments market but also reinforces its MS&T offering in order to provide merchants with more and better Acquiring services in more countries, such as the Netherlands and Poland.