Yapital, in conjunction with Worldline, is on its way to becoming the Standard at Point Of Sale

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Yapital, in conjunction with Worldline, is on its way to becoming the Standard at Point Of Sale

The established infrastructure is being opened up to a new cross-channel payment system, allowing retailers with card terminals to receive payments via smartphones using their network operator.

Luxembourg, 27 March 2014

Yapital has plans to be available everywhere and become the standard for mobile payments throughout Germany. The first European cross-channel payment system operator has taken a decisive step towards achieving this goal through its collaboration with Worldline. Worldline, Atos subsidiary in e-payment services, is the market leader for transaction services in Europe. Together they will enable the technical processing of Yapital payments via its existing card payment infrastructure.


Thanks to this partnership, which also involves leading network operators and terminal manufacturers, most of the German stationary retail sector will soon be able to offer an easy payment method via smartphone. Worldline is extending its authorisation host for network operators to include Yapital, which means that the system already in place at retailers for electronic payment processing will readily recognise Yapital transactions. The pilot phase will be completed in autumn of 2014.


"In Worldline, Yapital has the number one service provider for card-based payments on its side. This means that for the first time, it is possible to offer a standardised mobile payment method for the entire retail sector," says Nils Winkler, Chairman of the Board of Yapital. "This will fuel new competition in this segment. In future, customers will expect to be able to pay in-store using their smartphone."


Wolf Kunisch, CEO of Worldline Germany & CEE, adds: "Yapital is an extremely well-conceived solution. It has got off to a very good start and is one of the most promising mobile payment systems. We are convinced that it has the best chance of establishing itself as the leading player on the mobile payment market. We are therefore delighted to support Yapital in every respect on its way to becoming the standard."

About Yapital Financial AG


Yapital is the first European, cashless cross-channel payment solution operating across all channels: in-store, mobile, online and by invoice. Operation is easy, fast and secure: following online registration, the user can immediately make payments, send and receive money with Yapital, across all channels.


For business customers, Yapital is a guaranteed means of payment - this provides process security and reduces administrative costs. In addition, Yapital seamlessly covers all trade and service channels, thus enabling marketing channels to be converted into sales channels. Business customers can therefore not only reduce costs with Yapital, but can also simultaneously open up new revenue potential.


Yapital was established in 2011 as a wholly owned subsidiary of the Otto Group. Yapital Financial AG is licensed in Luxembourg as an electronic money institution.

More information on Yapital:



Martin Zander
Yapital Financial AG
Tel.: +352-203-10-111
Email: press@yapital.com

About Worldline


Worldline, an Atos subsidiary, operates globally and is the European leader in the payment services sector. Worldline delivers the latest generation of services to support its customers by means of an innovative, new and smooth user experience designed to appeal to consumers. With an unrivalled 40 years of experience and strong local connections, Worldline is ideally positioned to support businesses of all sizes and help them achieve success in today's high-growth, perpetually evolving market. Worldline provides services in the following three areas: merchant services & terminals, mobility & e-transactional services and financial processing & software licensing. In 2013, the company generated revenues of 1.11 billion euros and currently employs more than 7,200 people worldwide.

Further information is available at worldline.com

Atos press contact:

Eva Palitza,
Tel: +49-163-166-4221,
Email: eva.palitza@atos.net

Atos Deutschland agency contact:

Martina Krelaus, Akima Media,
Tel: +49-89-17-959-18-0,
Email: atos@akima.de

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