Access 2 Account Services

Cost-effectively comply with PSD2 requirements with our XS2A solutions

With the implementation of PSD2 in 2018 the financial landscape will change in an exceptional manner. The most tangible result of the new directive is that banks need to ensure that account holders are able to initiate an online payment and retrieve their account information online via a third-party providers (TPPs). Of course, this can happen only with the consent of the account holder, and only when this third party is licensed and registered.

This directive creates a whole new playing field, where non-financial companies and new FinTech companies will enter the financial market. PSD2 will fundamentally change the payments value chain, the business models and customer expectations. We help banks and TPPs to become compliant providers of XS2A services and we enable them to seize the opportunities PSD2 brings along.

Your challenges

Do you recognize these challenges?

How do I provide access in a safe and secure way?
How should I deal with new technology like APIs?
How to get ready before 2018?
How to position myself? As a bank or also as a TPP?
What does it bring me? Is it a threat or an opportunity? Or both?
As a third party, how can I reach all the banks?

Our solution

As industry experts, we can help



equensWorldline has been actively working on PSD2/XS2A since 2014, aiming to help the industry to make PSD2 work in practice.

Together with other payment processors, banks and financial service providers in Europe, equensWorldline has set up the Convenient Access to PSD2 services framework (CAPS) which provides standardized interfaces and operational procedures.

Our Access 2 Account services

Access 2 Account Bank Services

We allow banks to become compliant in an easy and cost-effective way, manage the risks associated with opening the bank accounts, strengthen customer relationships and grow new revenues streams

Access 2 Account TPP Services

We allow third-party providers (TPPs) to set up a TPP service in a cost-effective way, get the required reach to the banks in Europe and put competitive services in the market

Allowing you to make the most of PSD2

With our XS2A solutions, you can:


Cost-effectively comply with PSD2 requirements
Retain your existing customers and attract new ones by quickly and securely deploying innovative services
Become a full pan-European key player of the payment market

Whitepaper

Practical step-by-step guide for banks

Based on our own market research, we know that many banks have an immediate need for practical PSD2 guidance. 

To accommodate the need for strategic and technical advice, we created this practical whitepaper, which presents a short step-by-step preparation guide to PSD2 for banks.

Download whitepaper

whitepaper

How banks can build trust in a PSD2 world

This whitepaper focuses on one of the biggest issues for banks – the new regulations around Strong Customer Authentication (SCA). 

We explore how banks can go beyond simple compliance to build trust and create a smooth experience for all their customers. Don’t miss the insights provided by this whitepaper for banks!

Download whitepaper

PSD2 Infographic

PSD2: compliance and timelines

This infographic shows the requirements and timelines for becoming PSD2 compliant, including some highly interesting facts and figures. The deadline is rapidly approaching, so don't delay any further!

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brochure

PSD2: the driver of your business opportunities

Beyond APIs, PSD2 is revealing many business opportunities. You can rely on us to support your PSD2 strategy. Interested?

Download our brochure

PSD2 Expertise

Follow our PSD2 Expertise on LinkedIn

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Contact our expert

Tom Wijnen Senior Product Marketing Manager

Tom Wijnen has been working for this company since 2001. After the management and development of several Dutch payment products, he has been involved in the establishment of the SEPA portfolio of this company. Tom has extensive knowledge of the payment system and has done work for the European Payments Council.

T  +31 6 15 86 32 97

Mail Tom