Account-to-Account Payments

A new way to pay which facilitates spending directly from a consumer’s bank account.

Fast. Convenient. Secure. Online payments just had a makeover.

As customers increasingly use digital banking and payment methods, why not offer them an easier way to pay that bypasses traditional card and direct debit payments? Worldline Account-to-Account Payments is a mobile-native solution that allows you to facilitate payments directly from a customer’s bank account via their banking app. The result is a quicker checkout experience for them. And faster payments for you.

Cash-in on the fastest-growing payment method. Thanks to Open Banking (PSD2), the payment landscape has been transformed by allowing greater access to banks, increased digitalisation and stronger anti-money laundering.

Strengthen your digital offering. Enhance customer experience.

Every physical store checkout has the option to pay by card or other alternative payment methods that ultimately link back to a customer’s card. We can offer you a new, simple and innovative payment transaction processing method that seamlessly takes a customer to their banking app to approve a payment. No card required. Plus, this new payment method allows higher spending limits compared to traditional card payments.

Enjoy the benefits while prioritising security.

Harnessing the power of open banking, Worldline Account-to-Account Payments is a more secure way to pay. The way in which customers approve payments involves Strong Customer Authentication (SCA), so you can rest easy knowing it’s a watertight process with greater fraud prevention than traditional card payments.

Accept faster, lower cost account-to-account payments.

This payment method will lead to increased adoption rates, improved cash flow due to faster reconciliation and lower processing costs versus traditional payment methods. For merchants, these payments can be up to 80% cheaper than card payments.

The customer journey

This is the new way to offer payment transaction processing. A simple credit transfer, in just a few steps. In short, it’s a whole new customer experience. Find out more by watching the video.

Further resources

Start building with Worldline Open Banking APIs.

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If Account-to-Account Payments sounds like something you want to explore, get in touch today.

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As the leading European provider of payment and transactional services, trust is critical. We ensure compliance with all applicable laws, industry standards, rules and regulations. 