Worldline Instant Payments in the Cloud: A milestone in digital banking

The instant payments solution overviewWorldline’s cloud-native instant payments solution stands out as a robust, scalable and secure offering. The launch was a resounding success, underscoring the team’s dedication and meticulous planning. The first clients processed several thousands of payments within just two days, highlighting the solution’s stability and efficiency.

In addition to ensuring compliance with the EU Instant Payments Regulation, the solution’s availability on the Google Cloud Marketplace marks a pivotal shift in Worldline’s sales strategy. This integration provides clients with simplified procurement and billing processes, leveraging fast deployment and seamless integration.

"Worldline’s Instant Payments solution has significantly streamlined our payment operations, allowing us to meet regulatory standards with ease and confidence," states Tolga Koc, Director at Anadolubank Nederland N.V.

Marco Witteveen, COO at GarantiBBVA International N.V. confirms, "We look forward to the continued collaboration with Worldline for instant payments and the innovations that this partnership enables for us to best serve our customers.”

Key benefits of the Instant Payments Cloud solution

For clients

• Efficiency: Fast onboarding and easy integration with deployment achievable within 3 to 6 months
• Compliancy: Full compliancy with EU Instant Payments Regulation
• Pan-European reach: 24/7/365 available instant payments solution that caters to all European countries

For the market

• Scalability and security: Advanced tools ensure robust performance and superior resilience
• Enhanced credibility: Recognition by Google reinforces the solution’s position in maintaining highest market standards
• Streamlined support: Comprehensive documentation and live sandbox enable seamless onboarding and training

Expanding market reach via dual sales strategyWorldline’s dual sales approach combines direct sales with the added exposure of the Google Cloud Marketplace. Initially, the three clients onboarded were contracted directly through Worldline’s sales team. The addition of the marketplace serves as a powerful new sales channel, simplifying the procurement journey for clients.

This strategy positions Worldline to support partners in meeting future regulatory milestones, such as the upcoming EU Instant Payments Regulation compliance milestone on 9 October 2025 and the future deadlines for non-Eurozone markets from 2027-2028.

Insights and achievementsThe three first successful go-live dates represent the culmination of 1.5 years of dedicated effort by the Worldline team. Transitioning to a cloud-native solution provider was a significant learning experience, demonstrating the company’s agility and commitment to innovation. The project exemplifies the power of teamwork and collaboration.

A bright future aheadThe team’s sights are set on the future, with plans to further support the EU’s digitalisation of its financial landscape and continue the partnerships with clients to adapt successfully to payment transformations.

The solution’s availability on the Google Cloud Marketplace emphasises adaptability, scalability and rapid time-to-market.

Worldline’s Instant Payments Cloud solution is a testament to proven leadership in digital innovation. With robust capabilities, strategic market positioning and forward-looking vision, Worldline empowers clients to thrive in an increasingly digital and regulated financial landscape. As the solution continues to gain momentum, Worldline is poised to shape the future of instant payments on a global scale.