Worldline partners with Cosmos Co-operative Bank to power Next-Gen Digital Payment solutions

As India's financial ecosystem rapidly evolves with rising consumer expectations and regulatory advancements, co-operative banks face the dual challenge of modernizing legacy infrastructure while expanding their reach to underserved segments. This collaboration addresses these challenges head-on by equipping Cosmos Bank with a robust, future-ready digital payment stack.

The partnership will focus on strengthening Cosmos Bank’s capabilities across key areas, including:

Integrated payment Acceptance solutions -

• Cutting-edge technology to enable seamless payment transaction experiences for customers.
• Tailored solutions catering to both payment and non-payment use cases.
• 360-degree data analytics to provide the bank with a real-time view of portfolio health.

Scalability and operational efficiency -

• Scalable infrastructure to support growing transaction volumes and diversified customer needs without compromising performance.
• A host of Value-Added Services (VAS) to choose from.
• An experienced sales, relationship, and service team to manage customer expectations and minimize downtime.

Sheik Mohideen, Executive Vice President, Worldline, said, "We are delighted to partner with Cosmos Bank to empower their digital journey. At Worldline, we understand the unique payment challenges and are committed to delivering innovative, secure, and efficient payment experiences that drive long-term value."

Ms. Arti Dhole, Joint Managing Director at Cosmos Co-operative Bank Ltd., said, "This collaboration not only enhances our payment infrastructure but also reaffirms our commitment to offering world-class banking experiences to our customers. In today’s fast-paced financial environment, staying ahead through innovation is key, and Worldline is the ideal partner to help us achieve that."

This alliance reflects the shared vision of both organizations to promote digital innovation, financial inclusion, and customer-centric growth — paving the way for a more resilient and future-ready banking ecosystem.

About Worldline

Worldline [Euronext: WLN] helps businesses of all shapes and sizes to accelerate their growth journey – quickly, simply, and securely. With advanced payments technology, local expertise and solutions customised for hundreds of markets and industries, Worldline powers the growth of over one million businesses around the world. Worldline generated a 4.6 billion euros revenue in 2024. worldline.com

In India, Worldline is a leading Omnichannel payments technology player building a robust payment ecosystem for over 26 years. Worldline is the preferred partner for over 30 leading public and private sector banks, leading sectors like NBFCs, insurance companies, e-commerce businesses, startups, retail brands, hotel chains and many more. www.worldline.com/india

About Cosmos Co-operative Bank

Cosmos Co-operative Bank Ltd. holds the record of 119 years of relentless service to its more than 20 lakh satisfied customers through 183 branches in 7 States. Over the past decade, the Bank has made continual progress and has set a model example to co-operative banks by its professional conduct. The bank is committed to maintain the highest level of ethical standards, professional integrity, corporate governance and regulatory compliance. Established with an objective to provide personalized banking services to varied customer base, the bank has served the purpose by understanding the needs of various customers truly and deeply, and designing its products accordingly. Being the member of BCSBI, Bank ensures the highest standards of banking practices to customers. www.cosmosbank.com