Payments are more than just transactions.
Payments are about trust.

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The need for trust in payments
is eternal. 

With 45 years of knowledge and expertise in payments, we design and operate leading digital payment and transactional solutions that enable sustainable economic growth and reinforce trust and security.

We offer a full range of payment solutions and services, including domestic and cross-border commercial acquiring, both in-store and online, highly-secure payment transaction processing, a broad portfolio of payment terminals as well as e-ticketing and digital services. Worldline empowers nearly one million merchants as well as 1200 banks and financial institutions.

Find out industry leaders using our solutions ›

 

Select the solutions most suitable
to your business!

man holding a phone on a dark green background

In-Store and Online Services

Energising commerce with advanced payment services 

Financial Services

Engineering the most trusted and advanced payment processing solutions 

Customer Engagement, Mobility & Secure IoT Solutions

Anticipate the digital future by re-inventing customer engagement 

Stay ahead of the curve 

 

Be prepared for the future

Navigate the challenges ahead with relevant, secure and innovative solutions and services

Expand your global ecosystem

Reach an international ecosystem and scale your business

Keep your customers engaged 

Facilitate customer engagement through seamless services on any device

 

Optimise your payment experience

Boost conversions with sustainable, trusted and secure solutions across the whole payment value chain

Increase your business profitability

Reduce costs, increase security, improve your productivity and maximise your business efficiency

Stay ahead of the competition 

Use disruptive technologies to transform your business

Trust from industry leaders

 


“We chose Worldline for its capacity to process industrial-scale transaction volumes. We have started developing an innovative digital identity product with Worldline, which will be ready by middle of 2021. During the past 15 years, we have multiplied transactions and expanded our digital product variety together with Worldline thanks to our trusted partnership.”
David Ostah
Managing Director at PSA Payment Services Austria GmbH

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“When Boursorama clients wish to invest on the financial markets, their instructions must be transmitted via the Trading Centre solution (WL Trade Order Management). The aim is to provide them with a real-time view of their portfolio. Boursorama has been working with Worldline for 25 years, and the quality of the service received is what has convinced us to renew the trust that Boursorama has in Worldline.”
Laurent Védeilhié
Director of IT & CDO at Boursorama Banque

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“As a payment card issuer, BuyWay had to implement a solution to secure its customers' internet payments. This solution had to meet the technical standards specified by the supervisory authorities and, in particular, include a two-factor strong customer authentication solution. Together, we were able to design a technical solution that is perfectly integrated into the various systems and processes for authenticating and authorising transactions.”
Vincent Mercenier
Head of Compliance at BuyWay

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“The EPC has established the SPL scheme to facilitate European cross-border P2P payments. In this process, equensWorldline has been a reliable and innovative partner during the service implementation and participated actively in the continuous improvement of the service.”
Etienne Goosse
Director General of the EPC

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"We are pleased to partner with Worldline to offer continuously improved services to our customers. Worldline is a trusted partner with a solid track record that will support us in unifying and upgrading our ATM network. Luminor has entered a new stage in our development and working together with one of the world’s leading service providers will enable us to keep enhancing our customer experience."
Peter Bosek
CEO of Luminor

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"We are proud to be the first bank in Belgium to offer our customers this new and easy way of paying. It was a challenging project that could only be realised thanks to the good collaboration with equensWorldline, among others. Customers with a wearable can now pay for their purchases safely and conveniently in a very user-friendly and stylish way. Contactless payments have been on the rise since the corona crisis. Where previously one in five payments were made contactless, today we see that one in two customers pay contactless."
Ivo De Meersman
Director of Payments & Cards KBC Belgium

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"We are very pleased with the successful go live with Instant Payments. This is a big milestone for us and marks the end of big project. With Instant Payments we meet the increasing demand of our customers to be able to exchange money and process payment instanly, allowing for almost immediate transfer of money between bank accounts."
Sander Fronts
Director  LeasePlan Bank

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“For an outstanding customer experience, the purely digital and thus fast and user-friendly issuing and processing of our card products by equensWordline is an important building block. For example, customers will be able to use the digital version of their Visa debit card for mobile payment right after opening their current account. Additional services can be added flexibly for immediate use. Together with equensWordline, comdirect has succeeded in significantly increasing the user-friendliness of our mobile current account once again.”
Thore Ludwig
Managing Director Banking at comdirect

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“As a cooperative bank, Rabobank wants to contribute to the long-term growth of individuals, sectors and society as a whole. The reliable services of equensWorldline form a strong foundation for our work. This strategic cooperation supports us in further delivering on our mission.”
Nico Strauss
Tribe Lead B2B Services at Rabobank

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“In the twelve years of our cooperation, we have always been able to rely on a competent team and stable payment transaction processing at equensWorldline. With their expertise and deep understanding of our operational processes, equensWorldline allows us to focus on strategic issues and the expansion of our customer relationships. This was one of the determining factors for our decision to extend our partnership.”
Wolf-Rüdiger Braun
Head of Operations at LBBW


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“Due to our long-standing collaboration with equensWorldline we successfully implemented the PSD2 APIs and received the exemption from the fall-back mechanism. Being granted an exemption demonstrates the high level of quality and security of the solution provided by equensWorldline, which is a solid basis for innovation to explore further open banking capabilities.”
Mark Hakkenberg
Board member and Chief Operating Officer, Banque de Neuflize OBC


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“With Google Pay, we offer our customers a modern payment method that is simple, fast and secure. In doing so, it was important for us to integrate well-known services such as our banking app into the user experience. With equensWorldline, we have a long-standing, innovative and reliable partner at our side that is needed for such a complex project.”
Thorsten Reyer
Project Leader Mobile Payment at Commerzbank


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“We selected the Instant Payments Back-Office Processing service, because equensWorldline offers outstanding value for money, a fast time to market and has a track record in offering demanding and critical services". Next to the simple and transparent price structure, we value the modular and future-proof concept of services. With this flexibility we can focus on items where we really can make a difference to our clients.”
Terry Smit
Manager Payments & Savings at de Volksbank


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“Just like us, equensWorldline always puts the customer first. Important factors in our decision for this partner were the seamless continuation of transaction processing and the ability of equensWorldline to rapidly carry out bank-specific projects. Other criteria included its expertise in the card business, fast response times and flexible support.”
Željko Kaurin
ING-DiBa board member


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“We want to modernize our payments infrastructure in order to improve efficiency and be geared for the future developments in the payments industry. Based on its excellent track record, experience and readiness for Instant Payments, the choice for equensWorldline was evident. (…) We are pleased and proud that, by partnering with equensWorldline, we will be the frontrunner for the implementation of Instant Payments in the Caribbean.”
Mrs. Jeanette R. Semeleer
President of the Central Bank of Aruba


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“This project aims at strengthening our leadership position in cash management by offering our customers a modern, secure and instant payment method that will support the development of our innovative digital banking offerings. We chose the Worldline solution because of the relevance of its functional scope and of our successful experience using the Cristal platform.”
Rémi Tanon
Head of Innovation and Market Infrastructure Projects at BRED Banque Populaire


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“The developments surrounding Instant Payments are in line with our goal to modernize the infrastructure and stimulate economic development in Curaçao and St. Maarten. With the introduction of Instant Payments, we are preparing ourselves for future developments in the world of payments. We chose equensWorldline because of their experience and proven track record as the largest Instant Payments processor in the Eurozone."”
Leila Matroos
Executive Director at the CBCS


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“The collaboration allowed us to generate new business opportunities and improve our sales process by adopting the kind of ideal technology that we had had in mind since the beginning.”
Guido Cescon,
CIO of bofrost* Italia S.p.A.

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“As one of the most popular PSPs in the Netherlands, and with its global network, the team at Ingenico a Worldline brand has not only provided a platform that works for our customers, but one that will grow with us as we look to expand our reach.”
Anneloes Van der Heijden,
Founder, Studio Anneloes

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“The Subway brand highly relies on all our locations to deliver a smooth customer experience. In order to support our franchise owners to live up to this ambition, we strive for a maximum ease of operations, also and in particular when it comes to payments. Working with Worldline as our central payment technology provider ensures the right performance at check-out as well as maximum flexibility now and in the future.”
Justin Goes
Regional Director Europe Subway International

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Duty Free at Budapest Airport
“We are delighted that we can now make both UnionPay and Alipay payments available to Chinese customers in our Duty Free Shops in Budapest. We see great potential in this customer segment, and we want them to enjoy the best customer experience. By partnering with Worldline, we can be sure to smoothly expand the offering to other countries as well as broaden the range of acceptance services.”
Ildikó Jankovich
Managing Director Heinemann Duty Free at Budapest Airport

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“We are very pleased to be able to offer this great new service to customers that have a denn’s loyalty card. The new service means our frequent customers can now save time searching for an ATM and can easily and directly access cash during their shopping trip.”
Carola Alfery
Marketing Manager for Denn’s Biomarkt

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“Emmanuelle and I are delighted with our partnership with Worldline and the roll-out of this digital solution. It allows us to store all the unprecedented media recordings we have made over the past 10 years in the Arctic and currently in French Polynesia.”
Ghislain Bardout
Director of the Under The Pole expedition

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“This strategic partnership around payment solutions is the next step in responding to the full spectrum of our partners’ current and future needs. We can now offer travel agents and hoteliers a complete omnichannel payment platform that is seamless, secure and cost-effective”
Mustafa Korkmaz
Managing Director of HotelsPro

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Tiffany & Co.’s new flagship outlet opened in early July, offering an innovative retail experience, complete with contemporary and unique design features to encourage creative interaction and play.
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Spotify released a new payment method for its users in Brazil. Now, Brazilians will be able to pay for Spotify Premium by using their debit card.
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“Simplifying the customer experience is at the heart of our efforts. Worldline has helped us design a service that is at the same time innovative, secure, and dynamic, and we aim for it to be available throughout our European network of service stations, both at the pump and in the shop. Our goal is to make the purchasing experience simpler, more secure and convenient. The eWallet constitutes a major milestone in our strategic aim to become an indispensable mobility service provider.”
Antoine Tournand
Mobility Service Provider of TOTAL Marketing & Services

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Will you be at the next frontier of payments?

At Worldline, you´ll work at the forefront of innovation and help us shape new ways of paying, living, and doing business.
Towards the next frontier of payments.

Explore our open positions ›



Access to the Knowledge Hub

Magazine

Futuring Payments

In this edition, we analyse the ongoing consolidation trend in the payments industry around the world, the advantages of partnerships between financial services industry players and how the industry can accommodate the megatrends in the European and global payments markets.  (Magazine in English)



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PLAYBOOK

Stablecoins, Towards A Trusted Digital Currency

Stablecoins take advantage of the same peer-to-peer blockchain technology that powers bitcoin. However, the value of stablecoins is pegged to real-world assets such as fiat currency, gold and other commodities, so they hold an intrinsic value and are stable. (Playbook in English)

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Whitepaper

How banks can build trust in a PSD2 world

In this whitepaper, we will focus on one of the biggest issues for banks – the new regulations around Strong Customer Authentication (SCA). We will highlight the challenges posed and explore how banks can go beyond simple compliance to build trust and create a smooth experience for all their customers. 



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