Postbank chose equensWorldline’s mobile payment solution to offer its customers the option to pay with their smartphones using NFC technology. The bank is one of the first on the German market to introduce Visa credit card payments based on Host Card Emulation (HCE) technology.Read press release
Easy and secure token-based payments in-store, in-app and on the web
Payments with digital devices are an important part of the digital transformation of our clients. As one of the fastest growing payment methods globally, they also pose substantial challenges for security and deployment models.
Tokenization is a concept that has great potential to increase the protection of digital payment credentials while preserving the interoperability of the ecosystem.
equensWorldline provides a unified approach for token-based payments in stores, in apps and on the web, for domestic and international card schemes. We facilitate the integration of major Tokens Service Providers with our issuing systems and offer a token requestor function for digital wallet providers.
Our services are compliant with industry regulations and standards. Domestic payment schemes can opt in for token vault and data digitization modules.
Token-based Digital Payments solution is incorporating all major releases of the schemes Tokens Service Providers in a timely manner. It also provides additional features, on top of industry standards, via embedded authentication module and proprietary concepts.
Functionalities are made available through a set of equensWorldline Application Programming Interfaces (APIs). Besides the APIs we offer default and optional modules helping you to provide a complete service to your customers.
Our APIs allow you to manage the full lifecycle of token-based payments, offering functionalities such as:
- Eligibility checking
- User enrollment
- Provisioning and activation
- Lifecycle management
- Notifications and user messages
- Reporting and history
- Software Development Kit (SDK)
- Token Requestor Server
- Extranet tool
- White label app
- Token vault
- Transaction validation
- Data digitization module
- Wallet functionalities
Value for our clients
- End-to-end services resulting in reduced project costs and integration impacts
- Major scale deployments, multi-region and multi-tenant support
- High degree of configurability and flexibility
- Future-proof deployment models using hosted modules and API approach
Wolf Kunisch, COO and Deputy CEO at equensWorldline, about the fact that Commerzbank selected equensWorldline to launch Google Pay in Germany
We are delighted to be able to contribute our technology, experience, and expertise to such an important payment innovation for Germany. In close cooperation with Commerzbank, we have laid the foundations for a modern digital payment experience for Commerzbank customers with the help of the equensWorldline mobile payment platform.
They trust us
Contact our expertGuillaume Regnault Product Manager Digital Wallet Solutions
- 6 years experience on wallet, mpayments aud authentication projects - pre-sales, biddings and marketing support
- 10 years experience in retail banking and consumer credit business T + 33 (0)2 54 44 74 16