Digital Payment solution for real-time Acquiring, Switching and Issuer Authorization
WL Pay Front-Office is a proven real-time switching and authorization system designed to support the evolving payment industry standards and fulfill the increasing demands of banks, payment service providers, processors, retailers, transportation and telecommunication companies.
As well as being a critical platform for our payment processing business, WL Pay Front-Office is also offered as a license product for clients to deploy in-house.
Major demands for Authorization Platforms
The dynamic and continuously evolving market environment create several major demands for Authorization Platforms. Among others, they need to:
Update outdated payment infrastructure
Move to broader payment-hub platforms
Establish modular implementations and flexible Service Oriented Architecture
Create more personalized and targeted services and product offerings
Selecting the right partner means looking beyond payment software licensing
Instead of managing all challenges yourself, it may be worthfile to select a partner to decrease complexity and enhance efficiency. Finding the right partner involves identifying a vendor that can act as an extension of business development capacity – and not merely serve the function as a software provider. Such a vendor partner should be able to take on additional roles, including that of a service provider, a source of relevant consultancy and resourcing, and a procurement aggregator to meet the specific needs and requirements of your business while potentially reducing the degree of overhead and risk.
Our credibility as a global software vendor and service provider is a result of a strong focus on our own reputational risk in the market, resulting in an unchallenged strength of commitment essential to our continued success.
WL Pay Front-Office – One solution for different sector requirements
WL Pay Front-Office is designed to support the evolving industry standards for channels, schemes and card products, to meet consumers increasing expectations regarding increasing card and transaction volumes, fast implementation of innovative functionality and high availability requirements.
Supports all major card types, schemes and technologies
Supports all major network protocols
Full acquiring, switching and authorization functionality
ATM, POS and e/m-Commerce transaction processing
Merchant and terminal management
Multi-institution, multi-currency, multi-language
EMV compliant and PCI PA-DSS certified
WL Pay Front-Office can be seamlessly integrated to other Worldline complementary products.
Complementary Worldline products:
WL Pay Online Watcher & Fraud Case Management: Real-time Fraud Detection, Near Real-time Fraud Detection, Rules Management, Fraud Case Management
Benefit from EU’s #1processor and our unique deployment flexibility. We support Software Licensing, Hosting, Operational Application Management and Business Process Outsourcing. We also offer any hybrid of our deployment offer to meet our client’s demands.
Our innovative solutionsand strong roadmaps are capable of providing clients with new products and services without compromising performance, scale and reliability
Worldline is a committed software vendor who also runs the same software for its business critical processing business
WL Pay provides self-customization, extensive parameterization and integration capabilities for independent development of functional extensions
Worldline has extensive experience in optimizing the use of hardware infrastructures based on our own processing demands for optimal TCO on our platforms
Our clients benefit from our continuous update and compliance with new industry standards for acceptance channels, card systems and card products, PCI-DSS, PSD2
A One-stop-shop for payment processing assets
More than 4000 TPS | High-performance payments benchmark by Worldline and Atos
To be successful, financial institutions must focus investments on proven and scalable high-volume processing platforms from a capable vendor, with a critical emphasis on efficiency and total cost of ownership over the expected lifespan of the investment.
This paper presents the results of a benchmarking project, demonstrating outstanding processing capability under very high transaction loads.