Go further in Europe

Worldline powers seamless online payment processing across Europe. We own the full payment value chain: acceptance, acquiring, and issuing, delivering superior performance, stability, and transparency to help you go further in competitive markets.

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An established region with digital-first consumers

469M

online consumers

€655.01bn

e-commerce market in 2026

€788.37bn

e-commerce market by 2030

90%

internet penetration rate

Market figures cover the entire European continent.
Source: Statista

Payment performance that goes further

With Worldline, global businesses can overcome common payment pain points, including value chain complexity with multiple partners, high costs, inefficiency, lack of data and insights, and regulatory difficulties. As an end-to-end payment provider, we give you simple solutions, consistent performance, and transparency over the entire payment journey. In turn, you gain complete command over your cross border payments to thrive in even the most competitive markets.

Superior performance

Higher approvals and optimised costs with Worldline's end-to-end acceptance, acquiring, and issuing

Smarter decisions

AI-driven routing with authentication, fraud prevention, and other advanced services for optimal performance

Local excellence

Local acquiring that covers the full European Economic Area (EEA), reducing cross border fees and strengthening authorisation

Trusted guidance

Deep local market insight with global support for seamless, compliant operations

See your performance improve

European excellence with Worldline

Worldline owns the complete payment value chain—acceptance, acquiring, issuing. That means higher approval rates, lower cross border fees, and faster scaling. With proven expertise across Europe, we help you stand out and go further.

Built for borderless growth

With Worldline you have a single integration across multiple markets in the EEA and around the world. Plus, centralised reporting and intuitive dashboards let you aggregate data and get predictive insights into your customers and their spending. Additionally, our team of experts regularly monitor your performance – this way we can advise and make necessary changes to your online payments system.

Explore what’s possible

Key features and benefits

International cards and mobile payments

Access to local acquiring across the EEA, with smart routing

Recurring payments

Robust fraud prevention and chargeback management

Network tokens

Local or cross border remittance in your preferred currency

PSD2, GDPR, and local compliance

Actionable, data-driven insights

One integration, reporting, and reconciliation across multiple markets

Why Worldline

Local expertise

Worldline's 50+ years of European expertise ensures you navigate PSD2, SCA, GDPR, and local requirements with confidence

Performance

Local acquiring, smart routing, intuitive dashboards, expert consultants, and more— designed to deliver higher approvals and measurable revenue impact

Global scale

One integration connects you to Europe and other high potential markets (South Korea, Thailand, Türkiye, Latin America, U.S., etc.)

Simplicity

End-to-end payment services, streamlined onboarding, and centralised remittance, reporting and reconciliation, enabling you to focus on growth, not operations

Let's go further together

Optimise your payments today.

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FAQs

We support all major card schemes, local cards, and popular alternative payment methods in Europe. Get in touch for more information on our full coverage.
This solution is ideal for high-growth digital and e-commerce merchants operating across multiple European markets.
Domestic card processing occurs when the acquirer and issuer are in the same country/jurisdiction. The merchant's location doesn't matter. Domestic transactions typically have lower interchange fees and higher approval rates, compared to cross border card processing, which occurs when the acquirer and issuer are located in different countries/jurisdictions. Global Collect offers both domestic and cross border processing in Europe.
After your customer pays, Worldline manages the entire payment journey. We intelligently route transactions through domestic or cross border channels, to maximise approvals and minimise interchange costs.

When the issuing bank settles funds, we process them through the optimal acquiring network and transfer them to your bank account in your preferred currency. You receive detailed financial reporting with full visibility into transactions, settlement status, and performance across all 27+ European markets.
We support all of the world's currencies in Europe for authorisation. We support the following currencies for settlement: AED, AUD, CAD, CHF, DKK, EUR, GBP, HKD, HUF, JPY, NOK, NZD, PLN, THB, SEK, SGD, USD, and ZAR.
With Worldline, merchants get built-in regulatory expertise. For Europe, we support you with PSD2, GDPR, and local requirements. Our fraud prevention services follow a multi-layered approach that combines a diverse range of fraud detection tools and techniques, and our dedicated team of experts enable you to securely manage online payments.
Flexible onboarding: The speed of onboarding can vary depending on your specific integration choice and business complexity. However, Global Collect is designed for efficiency.

Sandbox environment: We offer a "Signup for Sandbox" option, allowing you to test integrations and explore functionalities with minimal delay and no commitment. This is the fastest way to begin technical validation.

Streamlined live onboarding: For businesses ready to go live, our dedicated integration teams guide you through the process. Depending on your chosen integration method and readiness of your systems, merchants can often go live within weeks, rather than months. Our goal is to minimise time-to-market.

Integration options: Global Collect provides a variety of integration pathways to match your technical capabilities and business needs:

RESTful API: For maximum flexibility and customisability, connect directly to our powerful API. This is ideal for building bespoke payment experiences within your own platform. We offer clear documentation for both Server-to-Server communication (for core payment actions) and Client-to-Server (for custom UI elements).

SDKs: We provide a comprehensive suite of Software Development Kits (SDKs) for popular programming languages (Java, PHP, Node.js, .NET, Python, Ruby, Go) and mobile platforms (Android, iOS, Flutter, Swift, JavaScript browser SDKs). These simplify developer workflows and accelerate integration.

Hosted Checkout (MyCheckout): A solution that allows you to offer a Worldline-hosted payment page to your customers. This option requires less development effort, has fewer PCI compliance scope implications, and is quick to implement.

Plugins: For popular e-commerce platforms like VTEX and Magento 2, Global Collect provides specialised plugins. These enable merchants to integrate payment processing capabilities with minimal to no technical development, offering a fast and secure way to get started.

For more information on how to integrate, visit Worldline Connect.
With Worldline Insights, our comprehensive merchant portal, you can view and manage transactions, analyse performance across the payment funnel, and access analytical dashboards to understand conversion and authorisation rates. You can track chargebacks and disputes, benchmark performance, and access operational data, financial reports, and merchant invoices—all from one unified platform. We've built Insights to help you understand, operate and grow your business with us.