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Payments explained

Learn all about online payments and what goes into creating a frictionless payment experience.

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Payments are part of our everyday lives, whether you’re a merchant or a customer. But how much do you really know about online payments and do you know what goes into creating a frictionless payment experience?

Every online transaction involves ensuring funds are transferred from the shopper to your merchant bank account while keeping the whole process quick and secure. 

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Payment Processing

In simple terms, the payment process handles the transactions between a merchant and a customer. It carries out the payment by forwarding payment information, such as credit card details, from the customer to the merchant's preferred bank account. To understand how the payment process works, let's look at the players and their roles.

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Payment Methods

Credit cards, debit cards, bank transfer, mobile wallets and many more – when setting up an online store, it is essential for your company to find out what types of payment you want to offer. Not only because there are different types to choose from, but also because certain types are optimised to maximise revenue opportunities. Learn more about the differences and which types of payment methods are best suited for your e-commerce business.

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Payment Extensions

If you use one of the popular shopping platforms, such as Magento, Shopify or Presta Shop, we offer plug-and-play extensions to enable the acceptance of payments. All of our plug-ins are PSD2-compliant to ensure a secure payment experience. Try out our plug-ins to make your life easier and focus on your business.

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Payment Conversion

Performance in payment is key: small details can have a big impact on your conversion and revenue. As all businesses are different, looking at your data will be crucial to identify these opportunities. To go further and start optimising your payment set-up, get to know our business intelligence tool & tips. To understand how the payment process works, let's look at the players and their roles.

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PSD2 - Increase security and payment performance

The EU’s second Payment Services Directive entered into force in January 2018, aiming to ensure consumer protection across all payment types, promoting an even more open, competitive payments landscape. PSD2 and Strong Customer Authentication (SCA): here's what you need to know. To understand how the payment process works, let's look at the players and their roles.

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Your Simple Guide to Online Payments

This guide is designed specifically for merchants looking to gain a greater understanding of the complete payments ecosystem.

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​Ask for a free payment performance assessment today.

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Why choose Worldline?

PSD2 compliant

We navigate PSD2 compliance for you, so you can focus on building your business.

Access to payment experts

Reap the benefit of specialist guidance from payment experts.

Local support

Our experts are based around the world, ready to help you wherever you need it. 

Unrivalled fraud protection

With insights into real merchant and fraud data, our algorithms make better, smarter decisions and reduce fraudulent activity.

Ultimate stability

Unmatched uptime and billions of transactions processed every year.

Flexible and secure integration

Secured plug-ins, in-app payment modules and API-based, bespoke solutions, meaning there are plenty of benefits for developers.

Are you already a customer or need assistance?

Worldline's support team is here to help.

Merchant portal

Managing day-to-day payment tasks is now easier than ever with our new, intuitive Merchant Portal.

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Support site

Learn more about popular topics and find resources that will help you with your Worldline set-up.

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