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Worldline ASCCEND

Your trusted payment card management platform

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Where proven reliability meets continuous innovation

In today's dynamic financial landscape, institutions need card management solutions they can trust while still accessing cutting-edge capabilities. Worldline ASCCEND delivers this perfect balance.

A mature, reliable platform with a continuous innovation pipeline, it seamlessly integrates full card issuance management with powerful merchant acquiring capabilities. All of which is enhanced by specialised modules that create a complete payment ecosystem.

Specialised modules: the future of payments today

Card application module

Streamline the customer onboarding journey with our digital application process:

- End-to-end application workflow management
- Automated decisioning capabilities
- Document management and verification tools

Commercial card module

Serve your business clients with specialised tools:

- Hierarchical account structures up to 9 levels deep
- Detailed spending controls and authorisation parameters
- Comprehensive reporting for corporate administrators

Payment flexibility module

Offer your customers flexible payment options:

- Instalment plan creation and management
- Recurring transaction processing and monitoring
- Automated payment scheduling with configurable rules

Risk & compliance suite

Protect your business with advanced safeguards:

- Fraud detection with AI-powered pattern recognition
- Real-time transaction scoring and intervention
- Comprehensive dispute management workflow

Seamless integration & continuous innovation

Web APIconnect your entire ecosystem with ease:

- Open architecture for quick integration with digital channel
- Secure API endpoints for third-party applications
- Developer-friendly documentation and support

Operational excellence

ASCCEND transforms back-office operations with:

- Batch and real-time transaction posting capabilities
- Activity-driven processing that reduces batch windows
- Flexible relationship structures between cards, accounts, and customers
- Multiple-level credit limit controls for enhanced risk management

Ready to empower your business’s growth?

ASCCEND embodies our goal to empower businesses by merging reliability with innovation. Our mature platform provides the stable foundation you need today, while our commitment to continuous improvement ensures you'll have the innovative tools to succeed tomorrow.

Our modular approach allows you to implement the complete solution or start with core functionality and expand as your business grows. Whether you're focusing on card issuance, merchant acquiring, specialised payment options, or building a fully integrated payment ecosystem, ASCCEND provides trusted reliability and forward-thinking innovation to help you exceed your business objectives.