Worldline Tap on Mobile
The new way to accept payments
Accept cashless payments on your Android smartphone or tablet. Get started quickly and easily – no fixed costs or setup fees apply. Register now, download the app and get started.
| CHF 0.- | 1.7% |
| fixed monthly costs and setup fees | per transaction* |
*Maximum fee for domestic transactions: Debit Mastercard CHF 2.00; Visa Debit and V PAY CHF 3.50
Your advantages with Tap on Mobile
Process contactless payments easily and quickly by app. With no fixed costs
- Security: PIN entry for payments above the contactless limit (CHF 80.00)
- Contactless: Easy and fast acceptance of payments via NFC
- Analytics: Transaction summary in the app & Statistics in the free online portal
- Collect payment: You will receive your money within 48 hours
*Maximum fee for domestic transactions: Debit Mastercard CHF 2.00; Visa Debit and V PAY CHF 3.50
Information about the fees
| Maximum fee for transactions with cards issued within Switzerland (domestic): Debit Mastercard ** | CHF 2.00 |
|---|---|
| Maximum fee for transactions with cards issued within Switzerland (domestic): Visa Debit and V PAY ** | CHF 3.50 |
| Minimum fee ** | CHF 0.10 per transaction |
| Surcharge commercial cards and non-domestic transactions: Applies to transactions with international commercial cards and to transactions with cards issued outside of Switzerland | 1.3% |
| Processing of chargebacks | CHF 30.- |
| Setup fees | CHF 0.- |
| Inactivity fee: This fee is charged if no transactions are made during a six-month period. | CHF 9.90.- for 6 months |
** plus any surcharges
Ideal for small businesses
Tap on Mobile is the ideal entry-level solution for small businesses who want to accept card payments. There are no start-up costs, monthly costs or setup fees, you pay only when you accept a payment. Ideal for keeping your fixed costs low. Especially if you are just getting your business started.
Simply “Tap & Go”
- Launch the Tap on Mobile app.
- Enter the transaction amount.
- Your customer holds their credit or debit card or their smartphone against your smartphone.
- If the amount is over CHF 80.00 (limit for contactless payments), the PIN is requested.
- On completion of the payment, the transaction summary is displayed with the option to obtain a digital receipt (by e-mail or QR code).
Questions and answers
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Contactless credit and debit cards and mobile payment methods:
- Visa
- Visa Debit
- V PAY
- Mastercard
- Debit Mastercard
- Maestro
- Alipay+
- WeChat Pay
- TWINT
- Apple Pay
- Google Pay
- Samsung Pay
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You can accept the new PostFinance Card with Debit Mastercard at any time with Tap on Mobile. The transaction with this card is processed as a Debit Mastercard. The old PostFinance Card without Debit Mastercard is currently not accepted.
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Yes, you can accept TWINT payments with Tap on Mobile.
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No, you use your own compatible Android device. During the installation of the app, it automatically checks whether your device is compatible.
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Yes. If the amount to be paid is above the contactless limit for the card, the PIN must be entered.
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You can accept unlimited card payments with Tap on Mobile, with or without a PIN. The maximum amount for a transaction is CHF 100,000, but it depends on the cardholder's limit.
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You can view the transaction process directly in the app. For an overview of all transactions, our free online portal myPortal is also available; you will receive the link and access data by e-mail.
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Payment is made within the next 48 hours. If you process a transaction today, the amount will be in the bank account 48 hours after.
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You can use Tap on Mobile on up to five different Android devices with one account.
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No, only Android devices are supported. During the installation of the app, it automatically checks whether your device is compatible.
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Your Android smartphone or tablet must support the following security requirements or functions for Tap on Mobile:
- Android 12 and above
- Google Mobile Services (GMS)
- Internet connection
- NFC
Whether your device is compatible is checked during the installation of the app. If you want to check whether your device is compatible before signing an acceptance contract, you can download the Tap on Mobile app here. To subsequently set up the app and conclude your contract, please register here. Once you have registered, you will receive an e-mail with all the information you need to set up your app.
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As a certified and regulated financial services provider, we are committed to complying with all guidelines and requirements in accordance with the international PCI security standard to ensure that all transactions on your Android device are secure.
During the installation of the app, the following authorizations and information will be requested from your Android device:
- Authorization to use NFC
NFC (Near Field Communication) access is required to read the credit or debit card.
- Authorization to access/manage the camera
For secure PIN entry, the app requires the rights that ensure that no display recordings can be made during the payment process. This should also protect you as a merchant from misuse.
- Authorization to manage connections
The app must ensure that a payment process is not interrupted by a call, for example. For this, Tap on Mobile requires you to set yourself as the default caller ID and spam app.
- Authorization for the device location
The location is used for the digital receipt. This allows you to provide your customers with a receipt showing the location of the payment. The device location is also used to fulfil security requirements or to detect possible fraudulent use of the app.
- Accessibility services
These rights are needed to ensure that the app is not hidden during the payment process and is always open and visible.
The various authorizations and information serve to ensure the security of each individual transaction. This turns your Android device into a payment terminal, including PIN request for amounts over CHF 80.
- Authorization to use NFC
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Tap on Mobile can be used by sole proprietorships with and without registration, corporations and partnerships, public authorities, municipalities, cooperatives, foundations, charities or associations. The app may not be used for private purposes.
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When ordering via the Swiss website, you will receive a contract for the licensing area "Switzerland". If your company is active in the European Economic Area, Tap on Mobile can be ordered here.
Just get started
3 steps to accepting cashless payments
Do you have any questions about the offer?
Please do not hesitate to contact us – we will be happy to advise you.