Universal QR Code

Unlocking seamless and fast payments in-store and online.

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A multi-wallet solution

The universal QR code is a European solution that enables payment processing using a single dynamic QR code for all payments methods. The universal QR code is generated locally on the terminal. Customers can scan the QR code with their mobile wallet apps to initiate the transaction.

Your payment possibilities

The new “normal” is emerging

  • %
    100 smooth and effortless process
  • Less than
    5 seconds to finalise a payment
  • $ billion
    9 98 The global QR code payment market was valued at USD 9.98 billion in 2022

An effortless method for making and completing payments

Cash is impractical while mobile payments offer convenience and security. People have grown accustomed to using mobile payment solutions and the payment methods offered by merchants play an important role in purchasing decisions.

Start offering QR code payments at your point of sale

The QR code will be automatically displayed on the terminal screen. Simply sign a contract with Worldline, ensure that your terminal is equipped with the latest software updates and you’re good to go.

The payment method used by the customer, whether it's a specific scheme application like PayPal or Payconiq, or a regular mobile bank account, does not affect their ability to scan the QR code.

women using mobile payment vending machines

All-in-one solution.

Compatible with all terminals under a Worldline  acquiring contract, regardless of whether they are stationary or mobile. Additionally, it works seamlessly with QR code-based payment methods, whether integrated into the cash register or stand-alone.

Automated scheme brand detection occurs.

The QR code is automatically displayed on the terminal screen, requiring no additional merchant handling. The payment process operates entirely automatically and brand recognition occurs effortlessly without the need for manual selection of the specific payment method.

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Easily integrated.

All you need is an acquiring contract and a terminal with the latest software updates.

How does the Universal QR code work?

To initiate the payment, enter the amount on the terminal as usual or at the cash register if the terminal is built-in. A QR code is then generated and presented on your terminal display. The customer scans the QR code with their mobile device and confirms the payment. The terminal or the cash register then displays the successful transaction.

Download the Q&A
Download the QR Code POS User Manual

Want to use the Universal QR code?

Just fill in the form and we’ll get moving.

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Why choose Worldline?

We share your ambition.

International growth, tapping into new trends, delighting customers or growing revenue. We help you achieve your ambitions. 

A customised approach.

We offer both full-service, end-to-end solutions or a more tailored approach from the terminal or acquiring point of view.

Scalability.

We process around 130 million mobile transactions in 2022 thanks to our expertise in local markets and international payment methods.

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