Partnership with Algoan

Together with Algoan, Worldline is launching a white-label credit scoring solution to help lenders and service providers make faster yet more secure credit decisions. The solution will use APIs, machine learning and transaction data from open banking.

Algoan is a fintech revolutionising the credit sector by making it fairer and more responsible. Europe’s leader in credit scoring API, Algoan provides credit decisioning tools to fintechs, retailers and financial institutions that can be embedded via a programming interface into processes for BNPL credit origination, car subscription, and even mortgages. Based on open banking (the secure sharing of credit applicant bank data), Algoan solutions allow you to cut credit risk, increase approved loan applications, lower processing costs, and offer a seamless 100% digital pathway.