Joana Sdik modernized her dental clinic by utilizing flexible short-term funding for new technology.

Joana Sdik knew from childhood that she wanted to become a dentist. In 2016, she graduated from Karolinska Institutet. What drew her in was the craft, the precision, and the chance to truly help patients. Today, she runs her own practice—a place where knowledge, care, and technology come together.

The road to owning her own clinic has been full of lessons. After working in hospital surgery for a time in both Sweden and Denmark, Joana gained valuable experience in handling emergency situations—experience that gave her the courage to start her own business as a young dentist.

- That experience gave me the confidence to invest and become an entrepreneur early in my career, Joana says.

The journey has also meant a steep learning curve beyond the dental chair.

You spend five years in school learning to diagnose, drill, and cut, but when I renovated the practice, I also had to learn how a compressor works and how to manage all the technology needed to keep things running behind the scenes. Beyond the technical side, entrepreneurship itself was a whole new world. Finance and business were completely new to me, but after three years, things have stabilized, she explains.

To invest in cutting-edge technology, Joana needed a financing solution tailored to her reality as a young entrepreneur. And that's where Growth Finance loan stepped in. Designed to work differently from traditional bank loans, Growth Finance, available for Worldline customers, adjusts repayments automatically to Joana's daily revenue, meaning her payments follow her actual business performance, not a fixed monthly amount. With no administrative complications, approval came in just 24 hours through the merchant portal, making it easier to invest with confidence. With the funding, Joana purchased a digital scanner that captures thousands of images per second and creates a three-dimensional digital model of the patient’s teeth and mouth.