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Worldline Acquiring

Effortless payments for merchants to unlock value and always be transacting

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Merchant acquiring. For every size business or partner

An agnostic solution

As a merchant, cater to diverse customer preferences without being limited. 

A highly capable acquiring platform

Enable efficient processing and management with a reliable and scalable solution for merchants.

Deep local and cross boarder payments

Ensure compliance with local regulations while enhancing international capabilities to operate seamlessly across different territories.

A diverse selection of value added services

Enhance the customer transaction experience with complementary services that elevate their engagement.

Suitable, simple and scalable acquiring

The strong foundation a merchant needs to keep transacting.

Details

    • European Economic Area
    • Switzerland
    • United Kingdom 

  • AED         CHF         IQD         OMR       UAH       BAM      EUR       LBP      RSD      BWP      HUF

    ALL         CLP          ISK          PEN        USD       BDT       FJD        LKR     RUB       BYN      IDR

    AMD       CNY         JOD         PHP       UYU       BGN      GBP        LRD     SAR       CAD      ILS

    AND       COP         JPY          PKR        VND       BHD      GEL        MAD    SEK       CFD      INR

    ARS        CZK         KES          PLN        XAF       BIF        GHS        MKD    SGD      NGN     TRL

    AUD       DKK         KRW         PYG       XOF       BOB       MD         MRU    SYP       NOK     TRY

    AZM      DZD          KWD        QAR       YER       BRL        HKD       MXN    THB       NPR     TWD

  • AED       ROM        EUR         JPY         SEK         BGN

    AUD      ILS            GBP        NOK       SGD        CHF

    CAD      THB          HKD       NZD        USD

    CHF      TRY           HUF       PLN         ZAR

    • Online
    • In-person
    • Omni-channel
    • Visa Credit
    • Vpay
    • Visa Debit
    • MasterCard Credit
    • Maestro
    • Mastercard Debit
    • Diners Club Discover
    • UnionPay
    • JCB
    • Bancontact
    • Dankort*
    • Amex*

    * Only available in routing mode

    • Alipay
    • WeChat
    • Blik
    • Twint
    • Wero
    • Bank Transfer by Worldline
    • iDEAL
    • Payconiq
    • Bluecode
    • Swish
    • Single Acquiring API
    • GICC/ UDK
    • SATA
    • EP2
    • BXAP/ 4CC+
    • CTAP
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Wero. Created by Europeans, for Europeans to ensure customers can always pay.

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Value-added services

Dynamic currency conversion

Purchase with cash back

Visa Direct, Mastercard Send

Let customers pay in their preferred currency

Dynamic Currency Conversion (DCC) is a payment service in merchant acquiring that allows international cardholders to choose to pay in their home currency when making transactions abroad or at the point of sale. 

Thanks to DCC, international customers can conveniently pay with their home currency with  a transparent currency conversion cost so they know what they are paying. At the same time, the merchant benefits from an attractive payback on every DCC transaction. 

Easy cash withdrawal for your customers

Purchase with cash back is a payment option that allows consumers to withdraw cash directly from their credit or debit card at the point of sale during a purchase transaction. 

Letting cardholders to pay and withdraw cash through one single transaction will in turn help merchants attract more consumers and generate additional revenue opportunities.

Safely transfer money to customers

Visa Direct and Mastercard Send are transaction types tailored to meet the unique needs of industries requiring secure, efficient, and compliant payment processing. It helps to streamline operations, reduce fraud, and ensure regulatory compliance across sectors.

With them, you can transfer money to your customers without cash; facilitating fast cashback and loyalty programs to win over more customers.

Universal QR code

Increase instore acceptance rates by offering Worldline’s Universal QR code: offer your customers their preferred alternative payment method by displaying an easy-to-scan QR code. 

AI-powered Routing

Unlock higher approval rates and reduce costs with Worldline's AI-powered Routing; combine the reliability of predefined rules with the adaptability of machine learning to analyse transaction data and select optimal payment routes in real time.

Let’s get in touch!

Together, we can assess how our merchant acquiring solutions can positively impact your business.

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FAQ

  • Payment processing initiates the payment transaction with the required security checks. Acquiring provides the merchant account, processes the payment authorisation, and settles the funds in the bank of the merchant.

  • Payment Processing initiates the payment transaction with the required security checks. Acquiring provides the merchant account, process the auth

  • Five parties: the cardholder, the merchant, the acquirer, the schemes and the issuers. The acquirer links merchants with the networks, authorises the transactions, and settles to the merchant account. The issuer is the bank or financial institution that issues the payment card to the cardholder.

  • Typical components are: scheme fee and interchange (set by card networks), an acquirer service charge, potential gateway fees, monthly minimums, and PCI compliance costs. All those components can be combined and proposed through one service charge (blended model) or can apply separately (interchange ++ model).

  • Merchants pay card-network interchange, scheme fee and the acquirer fee named Merchant service charge. It’s designed to be transparent about what merchants being charged.

     

  • Yes, Worldline Acquiring supports 3DS/SCA to help reduce fraud and meet regulatory requirements. Worldline also offers all possible SCA exemptions offered by PSD2 like low-value payments, Merchant Initiated Transaction (MIT), and Transaction Risk Analysis (TRA).  

  • Some acquirers place a reserve to cover potential chargebacks or disputes, especially for higher-risk merchants.

  • If a cardholder disputes a charge, the merchant will receive a chargeback notice. The merchant can respond with evidence; outcomes vary (refund, fee reversal, or loss of the dispute).

  • Yes, refunds are typically processed back to the customer’s card. They may affect settlement amounts depending on timing.

  • Yes, Worldline Acquiring supports multiple channels (POS terminals, e-commerce, m-commerce, marketplaces and combine some for omnichannel use cases)

  • Yes, Worldline Acquiring support recurring billing and tokenisation to keep card data secure.

  • We offer daily settlement reports with transaction-level detail, chargeback status, and reconciliation information.