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Account-to-Account Payments

Accept payments from your customer’s bank account across online and mobile commercial channels.

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What are Account-to-Account Payments?

Worldline Account-to-Account Payments is a new way for customers to pay. Instead of needing a mobile wallet or physical card, customers only need a bank account to make a payment. It works by securely connecting to banks using APIs to transfer money electronically from one bank account to another. Whether your customers are online, in-app, through pay-by-link, or cross-border, it can be easily integrated into your existing services. A quicker checkout experience and faster payments for you.

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For Merchants

Maximize your business potential with a flexible and secure payment solution.

As customers increasingly use digital banking, offering them a secure payment method guarantees better conversion for you and easier payments for them. Worldline Account-to-Account Payments does just that. Using the power of Open Banking, we’ve created a secure way for merchants to accept account-to-account payments which sits amongst traditional cards and e-wallets. With our end-to-end service, we’re all about simplicity. Discover the benefits of this secure payment method today. 

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Making payments effortless with Bank Transfer by Worldline

Offer your customers the new alternative payment method Bank Transfer by Worldline as part of Worldline Account-to-Account Payments. Bank Transfer by Worldline simplifies these payments by providing a single, seamless payment flow for both you and your customers. With just a bank account, customers can easily pay through a web-to-app connection or directly in their browser, reducing friction at checkout. If you're already using Worldline’s online payment solutions, you can enable this new payment method within your existing setup and keep all end-to-end payment functionalities like settlement, reporting, and reconciliation.

New payment method for your customers

One single pay flow

One consolidated reconciliation

One streamlined experience

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For Financial Institutions

Enrich your payment portfolio

Worldline supports financial institutions (PSPs and Acquirers) in enhancing their payment portfolio with these new Payment Initiation Services to offer A2A payments to their customers. We offer comprehensive reach to many banks, provide a single API connection to send the payment request to the payer’s bank and facilitate the mandatory Strong Customer Authentication (SCA).

Account-to-Account payments offer seamless, secure, and lightning-fast transactions, with the added convenience of mobile usage, making it the ideal choice for PSPs looking to enhance their portfolio.

Strengthen your digital offering with Worldline Account-to-Account Payments

We simplify the implementation for you! Get in contact today. 

Comprehensive reach to many banks

Better user experience

Higher conversion rates

Easier reconciliation

Lower costs

Reduced fraud

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Secure & Extensive Coverage

Working with merchants and financial institutions globally, we've got you and your European Bank Account Holders covered.

14+ countries
3,500 connected banks

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Explore our API & Documentation

Simply explore our comprehensive documentation and see how you can integrate our Account-to-Account Payments method “Bank Transfer by Worldline” into your payment solutions.

See the Bank Transfer by Worldline documentation

For Saferpay clients, click here

For Financial Institutions, start building with Worldline Open Banking APIs.

Explore our APIs

Reduce payment friction and simplify your payment flow

Learn more about Account-to-Account payment by contacting us.

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Why choose Worldline?

We share your ambition

International growth, tapping into new trends, delighting customers or growing revenue. We help you achieve your ambitions.  

Delivering innovations in payments

From digital currencies to new payment methods, we are ahead of the curve when it comes to payment trends. We’ll take you with us.  

Guaranteed compliance and security

As the leading European provider of payment and transactional services, trust is critical. We ensure compliance with all applicable laws, industry standards, rules and regulations.