Instant Payments Solution for Switzerland

Comply, develop, grow your Instant Payments business with Worldline

Our proven technology is part of a highly modular back-office solution that satisfies your business needs across the entire Instant Payments value chain.

In response to the introduction of Instant Payments in Switzerland along with the deployment of SIC5, Worldline offers a proven industrial solution for banks to comply with the upcoming regulatory requirements supporting Instant Payments in Swiss Francs via SIC5.

Worldline influences the European adoption of Instant Payments as a contributing member of the European Payments Council (EPC) working group since 2017 as well as we are part of the SIC5 Software Partner Expert Group.

Considering the ambitious timelines proposed by the Swiss National Bank SNB, the time is now for banks to prepare for Instant Payments as it becomes the new normal across Europe.

As the leading payments processor in Europe, we support small-, medium-, large-size Financial Institutions with end-to-end Instant Payments services.

Working with banks to ensure readiness for Instant Payments, we have identified several reasons why transitioning to Instant Payments is challenging. Together with us you will overcome these obstacles.

Available 24/7/365

Real-time platforms must achieve time-critical processes with high speed and performance, and connecting such new systems to existing architecture creates additional complexity.

Adapting legacy IT infrastructure

Implementation of changes to legacy environments with lean architecture that supports low operating costs and fast time-to-market requires specific know-how and significant investment.

Cloudification and the creation of ecosystems

With the current momentum in the industry, these evolutions must be considered when supporting the real-time expectations of the market.

Need for more efficient liquidity management

The momentum of Instant Payment adoption creates the need for faster, highly available liquidity management capabilities.

Keeping the overall business profitable

Positive business cases for new Instant Payments products and services must be developed and require an aligned, coherent strategy across the organization.

Lack of resources in payments

This significant challenge remains critical in organizations, particularly considering the needs for knowledgeable experts in adopting this major change.

Key features of our solution

End-to-end coverage of the instant payments value chain within our leading processing ecosystem
Ability to provide clients support with 24/7/365 operations and customer support around the clock
High throughput, low latency capabilities, ensuring optimal performance
Flexible, configurable solution supporting payments in Swiss Francs via SIC5 and for SEPA SCT Instant. It can be extended to additional payments schemes
Network connectivity service to connect to SIC5 infrastructure
Accommodating your preferred delivery model from: - on-premise Licensed software to - Software-as-a-Service (SaaS) in the cloud up to - full Business Process Outsourcing (BPO)

Your trusted partner for payments

Today, Worldline processes daily 2M+ SEPA Instant Payment transactions, making us the #1 processor of Instant Payments in Europe.

Unrivaled experience out of various Instant Payment implementations across Europe.

Proven, standard onboarding that reduces your project costs, e.g. 3-6 months onboarding for standard solution
Opportunity to be a part of a platform that can reduce your total cost of ownership (TCO) up to 25%, based on existing cases
With 50+ years of proven experience in payments, we support you with a seamless adoption of Instant Payments

Step into Instant Payments to comply in time

Enabling you to develop unique real time experience for your clients and to grow your business

Payments processing with fulfilment of all regulatory and compliance requirements for Instant Payments in Swiss Francs via SIC5 and other payment schemes, shortest implementation time to meet the SIC5 milestones, powerful and flexible engine to support Instant Payment product developments, with a gradual cost model to enable your quick return on investment.

Our modular payments offering can also expand to additional services

Digital channels for Instant Payment initiation
Instant fraud and sanctions screening
4x7x365 mirrored client position
Additional Clearing Settlement Mechanism (CSM) and interbank network connectivity
Extension to batch payments, high-value payments, cross-border payments, SEPA payments and more, up to comprehensive payment outsourcing

Would you like to learn more?

Simply fill in a few details and our experts will get in touch.

modern businesswoman looking at the camera while holding a digital tablet

* Mandatory fields

First name *

Last name *

Email *

Company name *

Message *

I would like to receive offers, event information, and other relevant updates from Worldline. I understand that I can change or withdraw my consent at any time.

By submitting this form, I confirm that I have read and understand the terms of use from Worldline, and that Worldline will process my personal data as stated in the privacy policy.