Payment Acceptance Services: Payments flow. Merchants grow. You win.

03 / 08 / 2026

The payments ecosystem is undergoing unprecedented transformation, driven by digital wallets, alternative payment methods like Wero, account‑to‑account payments, and new innovations. Acceptance services sits at the heart of this change. It combines an expanding network of payment rails into a unified experience while satysfying customer expectations for security, reliability and cost‑efficiency across an increasingly complex and fragmented landscape.

person reading the brochure in a notepad.

Consumer shift: wallets now dominate, multi method support is mandatory. 7 in 10 Europeans use digital wallets, with usage projected to grow at a 17.7% CAGR through 2031. Orchestrating multiple payment methods is no longer optional.

Wero: the pan-European open banking payment method gaining traction. Wero is launching across Europe as a frictionless alternative to cards and wallets for online payments. Your merchants need Wero integration to capture emerging payment method preferences.

Omnichannel consolidation: single-platform simplicity is essential. A unified omnichannel platform reduces complexity, lowers costs, and improves scalability over your clients’ fragmented payment stacks.

European payments rapid market growth demands platform modernisation. Strong double-digit growth requires integrated payment acceptance solutions. Legacy, fragmented infrastructure is a competitive liability.


Alternative payments market.
The fastest-growing segment, projected to expand at an 11–13% CAGR (Compound Annual Growth Rate) through 2030.

In Europe, APMs are the fastest-growing segment, reporting 12% annual growth from COVID through 2025.

E-commerce is projected to grow at a CAGR of approximately 18% by 2030, reaching a value of €870 billion.

SoftPOS market is expected to grow at a 20% CAGR by 2030.

Worldline Acceptance Services

The Worldline Acceptance Services solution lets you deliver modern, omnichannel acceptance to your customers without rebuilding your stack. You can use the white‑label, API‑first platform as a full acquiring partner, a pure gateway or anything in between, giving you control over the merchant relationship and economics.

Who we serve: Banks and financial institutions, PSP, ISVs

Our key features and differentiators

Your success, powered by our expertise

Worldline acceptance solutions

Worldline enables clients to capture this opportunity through three core acceptance solutions: Tap on Mobile, eCommerce Gateway, and APM Hub. Each is designed to address distinct payment scenarios across the modern payment landscape.

Worldline Tap on Mobile

Worldline Tap on Mobile enables the acceptance of contactless payments made with physical and virtual cards in digital wallets, from any compatible Android or iOS smart device.

Our solution for your customers

SME: Food trucks, street vendors, ice cream stands, small restaurants, cafés, seasonal merchants.

Large businesses: International hotel chains, airlines & travel, petrol station networks, large retail chains with mobility needs.

Worldline eComm Gateway

With Worldline eComm Gateway, your shop is always open. 

Omnichannel acceptance
Unified architecture integrating e-commerce, in-store (Axis/ EP2), and mobile (Tap on Mobile) with consolidated reporting.

Advanced fraud controls and payment processing
Alignment with the latest security standards.

Multi-currency & global reach
Multi-market acceptance across 150+ markets with single integration.

Tokenisation & recurring billing
Subscription, recurring transactions, and customer data management support.

Our solution for your customers

All your merchants 

Worldline Alternative Payments Hub

Enable your merchant base to operate seamlessly across European and international markets. Our APM Hub reduces acquisition friction and increases average transaction value per merchant, supporting your growth in competitive acquiring markets.

Single API layer
A unified API connection for multiple payment engines and acceptance platforms.

Centralised backend connectivity
A shared service that reduces maintenance efforts and integration complexity by centralising backend.

Flexible integration modes
Easy interfaces to use in any business application.

Rapid APM onboarding
Extendible API architecture that simplifies and accelerates the process of integrating new alternative payment methods (APMs) to market

Worldline’s APM HUB & Front Office, your single point of access to all alternative payment methods.

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Support for all digital channels

In-shop: POS Terminals, MPOS Terminals

Web shops: E-commerce channels/web shops (via tablet, laptop or smartphone)

Our solution for your customers

Luxury retail omnichannel Travel & hospitality online Major multi-channel retail brands Digital services & SaaS And more… 

Worldline key customer benefits

Why work with us

Industrial scale, portfolio and expertise make us leaders.

  • Omnichannel acceptance capabilities. In-store, online, and mobile payment channels
  • Support for all payment methods solutions 
  • Compliance & regulatory framework
  • Scalable platform for growing acceptance Volumes

Around 13,1 bn acquiring and processing transactions per year.

Trusted partner for major European acquirers and issuers.

Significant presence across Europe.

+30 years of expertise in acceptance services and transaction processing.