Preparing Banks for the Digital Euro's New Rail - Worldline & msg
21 / 01 / 2026
This document is a full preview of Chapter 6 of the Digital Euro Unlocked 2026 report on Europe’s CBDC by msg for banking and Infineon Technologies, contributed by Worldline. It analyzes how banks must prepare for the Digital Euro’s new rail, detailing technical, operational and compliance shifts, and outlines wallet, liquidity and offline challenges.
The digital euro is expected to begin rolling out around 2029 as a new sovereign payment rail for Europe. Its design choices are ambitious: broad coverage of use cases, multiple form factors, and full compatibility with existing payment infrastructures such as ATMs, POS terminals and e-commerce flows. Users will be able to pay with smartphones, cards, SIM-based secure elements or dedicated bridge devices, across online, in-store, P2P and even offline scenarios.
In this document you can deep dive into the insights from Worldline Experts, as Sheri Brandon, Global Head New Business and Thibault Pelé, Global Head of Virtual Asset and discover the new chapter for European Banking.
To access the full "Digital Euro Unlocked" report, including all expert contributions and strategic insights, please visit this site to download the complete publication.