Worldline Account-to-Account Payments

Account-to-Account Payments

Boost your conversion rate and increase your margin by removing intermediaries.

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Instant. Intuitive. Secure.

Bypass traditional card schemes and allow your customers to pay directly from their bank account.

Initiate payments 24/7 in 20 European countries from more than 3,000 banks based on PSD2. Our intuitive UI guides users safely throughout the complete customer journey. 

Prioritise security

Open banking powered payments expose a low risk of non-payment or fraud due to bank-managed Strong Customer Authentication (SCA).

Enhance customer experience

Payment details are automatically filled in and ready for payment consent (SCA), e.g. via a banking app. 

Accept faster, cost-effective payments

Get paid in less than 10 seconds and save up to 80% transaction costs. Offer your customers a payment method with no expiry date and no payment limit.

  • %
    98 Fraud reduction versus card payments
  • +
    3000 Connected banks in 20 European countries
  • %
    80 Cost reduction versus card payments

Account-to-Account Payments: a new way for customers to pay.

No mobile wallet or card required - just a bank account. Get securely connected to banks via APIs and transfer funds online, in-app, via pay-by-link, or cross-border. Easy to integrate for a faster checkout and payments experience.

How A2A helps merchants and financial institutions

Adapt to a growing demand

83% expected growth in of A2A payments from 2025 to 2030 in Europe.

Secure & cost-effective solution to boost merchant satisfaction

Transactions up to 80% cheaper than cards, without compromising security - A2A operates within the banking framework and meets EU regulations.

New unlocked revenue

Instant Payment Regulations opens new B2B and B2C use cases with instant cash access.

A2A phone

Fast payments, instant loyalty

It doesn't matter if merchants and SMEs need to do account top-ups, refund customers or pay contractors. Your customers deserve fast, reliable access to their money when they need it, with instant payouts.

qr code and phone example

Try it for yourself

Would you like to put yourself in your customers’ shoes? Support a noble cause and see how Bank Transfer by Worldline works for your customers.

Try it on any device, mobile, tablet, or desktop. For those with a smartphone nearby, scan the QR code.

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Further resources

Start building with Worldline Open Banking APIs.

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Take advantage of this unique solution.

If Account-to-Account Payments sounds like something you want to explore, get in touch today.

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Why choose Worldline?

Guaranteed compliance and security

As the leading European provider of payment and transactional services, trust is critical. We ensure compliance with all applicable laws, industry standards, rules and regulations. 

We share your ambition

International growth, tapping into new trends, delighting customers or growing revenue. We help you achieve your ambitions. 

Delivering innovations in payments

From digital currencies to new payment methods and self-service, we are ahead of the curve when it comes to payment trends. We’ll take you with us.

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