Phone screens showing the Wero app in use

Wero

Offering Europe a new way to pay across borders.

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Wero: the new unified European digital wallet

Wero is more than just another solution; it is a payment app designed to unify the way Europeans pay. By combining innovation with banking reliability, Wero positions itself as the trusted choice for consumers and merchants alike.

Wero represents the next major shift in simplifying how Europe pays across borders:
all customers need is a smartphone. All you need is a single integration.

Built on an account-to-account payment foundation, Wero is a digital wallet that allows users to send and receive funds instantly through simple, secure transactions that don’t rely on traditional networks. Wero not only makes it easier for people to send money between friends and family, but it also helps you offer a familiar payment method right at checkout.

As an advanced digital wallet, Wero offers all the benefits of an electronic wallet while ensuring every transaction is instant, secure, and convenient. From everyday shopping to personal money transfers, Wero provides the flexibility today’s customers expect.

Wero works for any size transaction and type of business, across different levels of payment complexity (including subscriptions, buy now pay later, and event-dependent payments). It’s only online (for now) , but with plans to go omnichannel in 2026.

Wero also enables businesses to embrace modern options such as subscription payment. This ensures merchants can meet consumer preferences, while customers enjoy greater control over how and when they can pay.

Details

    • Account-to-account
    • Germany
    • Belgium (coming soon)
    • France (2026)
    • the Netherlands (2026)
    • EUR
    • Online
    • In-person (2026)
    • PAYONE Online Payments
    • GoPay
    • Global Collect (coming soon)
    • Saferpay
    • Single payments
    • Subscriptions
    • Event-dependent (pay at shipping)
    • Refunds
    • Partial refunds
    • Multiple partial refunds
    • Partial cancellations

How it works

Online

Users will need a bank account with one of the trusted banks in the Wero network.

FAQ

As a both payment app and digital wallet, Wero goes beyond traditional methods. It allows users to manage purchases, recurring services, and even person-to-person payments from one secure application.

  • Wero is operated by the European Payments Initiative (EPI), a partnership between 16 leading French, German, Dutch, and Belgian banks and payment institutions, including Worldline.

  • Customers pay for goods and services simply by scanning a QR code with their smartphone or tapping a link in an online store. Wero shares the customer’s stored contact and delivery details with the merchant, making the order and payment process quick, secure and frictionless.

  • Wero is operated by the European Payments Initiative (EPI) partnership between 14 leading banks.

  • When a customer buys a product or service with Wero their details are processed securely using state-of-the-art encryption. Only the necessary information is sent to merchants, ensuring compliance with data protection regulations.

  • Please reach out to your account manager or request more information below to learn about Wero’s pricing with Worldline.

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