Online Cross-Border Expansion into Latin America

Worldline has been doing business in Latin America for over 20 years. We understand the challenges and risks involved and are well-positioned to help you take full advantage of the incredible opportunities these markets have to offer.

Get in touch ›

woman holding a credit card


A Valuable Market in Constant Growth




$4.7 trillion


600+ million



forecasted e-commerce growth (2018 – 2023)

Sources: World Bank, AMI


Payment Landscape


Graph Payment landscape

Domestic vs. International Cards

  • Domestic or local credit cards can process transactions only in the local currency.
  • Approval rate is higher when local cards are used for online purchases, from 20-45% for traditional offshore solutions to 60-80% for Worldline’s cross-border payment solution.


Alternative Payments

  • APMs such as cash, E-wallets and bank transfers comprise 40% of the Latin American payments landscape.
  • They allow the unbanked population and those without credit cards to purchase online.



  • Instalment payments for purchases made with local credit cards is a common practice in Latin America.
  • 79% of payments in Brazil were made through instalments in 2020.


Source: The Paypers

One Stop Payment Solution for Latin E-commerce

Simplify, optimise and grow your global e-commerce business in Latin America with Worldline’s online cross-border payment solution suite. We can help you access these vibrant markets and make your Latin American expansion a profitable and satisfying venture.


Enter new
markets fast

with or without a local entity

Access local
payment methods

through one technical connection to a global platform

Drive payment

through established local partnerships and expertise

Comply with
local regulations

while staying on top of all government mandates

Flexible Service Levels

Worldline can offer you more business model options than any other payment solution provider, with unmatched flexibility. You can combine any of the services below to create a tailored Latin America payments strategy that meets your business requirements, growth plans, and sales goals. 

Cross-Border Remittance

The Cross-Border Remittance solution enables you to connect to all the relevant local acquirers via one single, integrated interface. This enables you to easily process payments locally in Latin America without needing to set up a local entity. At the same time, we help you manage FX risk by remitting funds in your preferred currency.


If you already have a local entity in Latin America, but would like to further accelerate your growth, our local payment Gateway is a good option. Through Worldline’s local Gateway service, we simplify your payment activity, locally and globally, by connecting you with major acquirers around the world.

Gateway Plus

The Gateway Plus option adds enhanced reconciliation to the Gateway services, helping you eliminate accounting errors and fully reconcile all transactions. Worldline matches the original order to the payment received from the customer and provides extensive reporting back to your business.

Worldline Payment Coverage in Latin America

Worldline can help you drive e-commerce growth in Latin America through our global reach, combined with local business, technology and payments expertise. 

Latin America

Featured knowledge

7 Keys to E-commerce Success in Latin America

Discover how you can overcome the challenges to driving e-commerce success in Latin America in order
to take full advantage of the incredible business opportunities this market has to offer.
Read article

Why Brazilian
e-commerce grew 18% last year and is not slowing down

Here are insights into Brazil’s growth pattern, as well as opportunities and challenges for global online businesses in this market, from Daniel Passarelli, Executive Managing Director of Worldline Latin America.
Read article

E-commerce into Latin America: The perfect moment to get the fundamentals right

Learn how to optimise your payment strategy for successful e-commerce expansion into Latin America.
Read article

Cross-border commerce How to navigate the corridors of cross-border commerce

Read more ›

Unlock the power of online payments


Contact our experts today.

  • *
  • *
  • *
  • *
  • *
  • *

    This contact form collects your personal data so we can respond to your question(s). By clicking on the 'I agree' button below, you agree that your personal data will be used for this purpose. In our Privacy Policy you can read about how we protect and manage your submitted personal data.