Futuring Payments - Edition #4

Over the past ten years, the world has seen a number of mergers and acquisitions between some of the biggest players in the global payments market. European payments powerhouse Worldline has not been shy to take the lead in pursuing consolidation in Europe and CEO Gilles Grapinet reflects on the game-changing nature of the Worldline Group’s acquisition of Ingenico in 2020 which is set to benefit its clients, stakeholders and society at large.

Invigorated by its new positioning in the market as the world’s number four global digital payments leader, a new Worldline is emerging, even more determined to deliver its company purpose to create sustainable economic growth for its clients and for society.

Worldline is using its new global reach and capabilities to work more closely with the financial services sector around the world. A new partnership with the Australia and New Zealand Banking Group demonstrates how financial institutions can divest their commercial acquiring operations to scale up their digital offerings and enhance their core customer relationship activities. 

Digitisation in payments and transactions continues to be a growing trend as businesses and their customers seek seamless user experiences while navigating highly secure digital environments. This issue contains interviews with several financial and strategic experts who share their predictions for the likely global megatrends we will see in the coming 3-5 years in the payments industry as a result of the increased focus on the frictionless user experience. 

In Latin America accelerated digitisation has been welcomed with open arms as seen in the fast development of new initiatives such as Pix and the adoption of digital payments, as well as digital currencies. Central bank digital currencies are also being developed in this region where having a credit card or even a bank account has never been very common.

We hope that you will enjoy reading this year’s edition of Futuring Payments!