Credit Insight

Faster, fairer, more accurate credit checking that increases acceptance rates and enhances the customer journey.

When data works harder, customers get the credit.

When it comes to open banking credit checks, the choices you make are only as good as your information, which is why Worldline Credit Insight is so important. Backed by an open banking platform, we provide a faster, more accurate way of assessing a customer’s credit worthiness. And that means more efficient, fairer, user-friendly, data driven decisions that can delight customers, increase acceptance and cut defaults.

Make faster, better decisions.

Worldline Credit Insight is a simple API-based, plug-and-play solution driven by an open banking platform. It delivers faster, more accurate credit checks on customers’ credit worthiness. What’s more, it covers your whole value chain and includes strong authentication, onboarding KYC and e-signature.

Keep customers smiling.

You’ll be able to offer faster approval and access to credit via a simple customer journey. And you won’t have to bother customers with manual entry or paper submissions. With a short processing time, customers have a better experience.

See more business.

Thanks to deeper, better data you’ll immediately notice an increased acceptance rate and the need to turn away fewer reliable prospects, including customers with thin credit files.

Credit checking that leaves nothing to chance.

Worldline Credit Insight brings vital improvements to your open banking credit checks, making it next gen in terms of insight and reliability.

business manager discussing data displayed on monitors with colleague

Open banking means you’re open to growth.

Worldline Credit Insight is a simple API-based, plug-and-play solution driven by an open banking platform. And the insights it uncovers are built on actual financial behaviour.

Scoring high in credit scoring.

Worldline Credit Insight helps you take advantage of the credit decision making benefits an open banking platform brings. Thanks to the API-based solution providing better data, we’ll help you increase acceptance rates, turn away fewer reliable prospects – even those with thin credit files. Within seconds risk indicators and a credit score are generated, giving you a highly accurate picture of the customers’ credit worthiness. It’s the future of lending.

woman holding smartphone on sofa at home

Quicker decisions. Happier customers.

We know customers hate waiting and love seamless journeys. With Worldline Credit Insight we’ll help you optimise the customer journey with short processing times. There’s no need to ask customers to submit multiple paper documents, or to wait for manual analysis. Our open banking platform has the reach of 3,500+ banks so your customers can enjoy better interest rates and informed credit limits.

The future of credit checking and digital lending: fairer, faster, secure

Our Credit Insight brochure offers a clear analysis of how credit risk assessments will be changed and improved by Open Banking, as well as the key details around Worldline’s offering in this space: Credit Insight.

Learn more

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See how Credit Insight can help delight customers and boost business.

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