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Open Banking Platform

Tap into the potential of open banking with an unmatched combination of reach, scale and value-added services. 

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Unlock the future of open banking.

Banks. Fintechs. Insurance companies. Bigtechs. Corporates. Payment service providers. All of these can take advantage of open banking thanks to the opportunities that have arisen from the Payment Service Directive 2 (PSD2). With Worldline Open Banking Platform, we can connect you to tailored value-added open banking services - through secure access to bank data via one single open banking API to all European banks. 

Worldline Open Banking Platform provides all associated services related to payments and account information. Credit insight. Business Financial Management. Sustainable Banking. Buy Now Pay Later (BNPL). All wrapped up on one central interface supported by user friendly bank selection dialogue. 

Make faster and more precise business decisions.

Wouldn’t it be great if you could do things more quickly based on reliable financial data? We understand the need for speed, so Worldline Open Banking Platform is built to help streamline processes and make them more efficient. Take lenders as an example. We’ll help you to leverage open banking to verify income and perform affordability checks more quickly, based on real-time bank data.

Develop customer-centric products.

With Worldline Open Banking Platform, you can put your customers first by developing tailored value-added services through secure access to bank data - via a unique interface. This is especially valuable for companies who want to develop customer-centric products based on a trusted banking environment with a seamless user experience.

Create new revenue streams.

Reliable access to the real-time bank data gives you the opportunity to generate new revenue streams. Banks can monetise data and develop extra services together with Third Party Providers (TPPs), or simply become one of them. And Corporate and Small Medium Enterprises (SMEs) can improve operational capabilities through business financial management using PIS, AIS and Instant Payments. 

Open Banking Europe 2022: What’s next for open banking?

Read our report about open banking initiatives. Discover the biggest opportunities right now and how we plan to approach them.

Read the report

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